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apply for a loan

Have you ever been frustrated applying for a loan? Our simple, hassle-free process will ensure you get the loan you need when you need it.

whatever your loan needs are, we’ve gotcha covered

We deliver exceptional, personalized loans that are quick and easy! Whether you're looking for a new car, updating your home, planning a vacation or thinking about your child's future, we have a solution that accommodates your needs, while also providing interest rates and repayment plans that suit your financial situation.

Get an additional 1/4% off rates for setting up automatic payment and another 1/4% off for additional services.

 

consumer loans

Our consumer loans come in all shapes and sizes. Although specific loan application eligibility requirements apply, we do require collateral for consumer loans. A few examples of Consumer Loans we offer are:

new & used vehicles

calculate my car payment

new & used recreational vehicles

calculate my rv payment

new & used boats

calculate my boat payment

new & used motorcycles, jet skis, and all-terrain vehicles

calculate my motorcycle payment

real estate loans

We're here to offer the resources and support you'll need as you navigate through the home buying process. Canopy Credit Union knows that buying a home can be a big undertaking, so our home loan specialists take every consideration in hand and help you choose the right option for your personal situation.

  • Home purchase
  • Home refinance
  • Home improvements
  • First and second mortgages on your primary residence
  • First mortgage on a non-residence
  • First mortgage on undeveloped land
  • Home Equity Line of Credit - APPLY NOW

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personal loans

If you find yourself in need of a loan, lack collateral, and don't want to rely on credit cards, Personal Loans are here to help! Personal loans can help get you out of a tight spot or achieve a little “breathing room” in your personal finances. Flexible terms and lower interest rates on personal loans can help you get where you need to be. A credit union should be your first stop for personal financing and moneylending, so if you’re a Canopy Credit Union Member, don’t hesitate to talk to a banking professional at one of our branches today.

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personal line of credit

Personal Lines of Credit offer flexibility that puts you in charge. Borrow against your established limit and access cash whenever you want, as often as you want it. Lines of credit expire after three years, but no need to worry-- we'll make sure to give you plenty of notice.

As your credit union, Canopy Credit Union aims to encourage personal financial management and growth, so if you need advisory on your banking and loan options, our team is here to help.

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apply for a personal line of credit

share secured loans

Use assets from your share account to back up your loan. This means you can loan against your own money and still get a good interest rate while also earning dividends. This type of loan is favorable for people looking for quicker, on-the-spot approval. Share Secured Loans have low eligibility requirements and can also help build your credit score, making them a good option for applicants with a lower credit score.

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visa classic

Our Visa Classic Credit Cards provide flexibility, security, and convenience. They include low variable rates, real-time fraud alerts, and no annual fee. This standard credit card is a viable option for many customers looking for a line of credit rather than a loan and are a great credit-building option for new account holders.

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visa uChoose rewards

Our Visa uChoose Rewards card earns rewards points with every dollar spent. These points can be redeemed for cash back, gift cards, merchandise, event tickets, and more with no point minimums and many ways to accelerate or even multiply your point earnings.

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apply for visa uChoose

 

"This is one of the best banking options you will find in and around Spokane. I opened an account in 1976 and have been a member ever since. The employees know their customers and are exceptionally helpful and competent. I have also found Canopy Credit Union to be much more flexible and reliable for loans with the best interest rates. I highly recommend banking with Canopy Credit Union!"

-Annelinde

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