Our home loan process is customized to fit your needs and we have some of the lowest home loan rates in Spokane! Whether you're a first time home buyer or looking for a home equity loan, our Real Estate Loan Officers, Jessica, Leah and Renee have fantastic home loan financing options for you.
Members with real estate loans who are experiencing financial hardship due to COVID-19 are encouraged to reach out to us to discuss their options.
Buying a home is one of the most significant purchases most of us ever make. We are here for you with a convenient and timely loan process to help you feel confident and informed the entire journey.
We have several options to help you out with real estate-related loans, including:
If you have questions about how this works, contact a loan officer today.
As the real estate market ebbs and flows, you might want to check up on your home's value to see if you've accrued equity. Utilizing your home's equity allows you to do things like create your own personal outdoor oasis, remodel your kitchen or perhaps pay off some nagging bills. Home equity loans differ from home equity lines of credit because they are set amounts that you pay down each month versus a line of credit you can use, pay down, use, pay down, and so forth.
Let's make your dream home come true. Apply for a loan with us today!
Find out what your monthly payment will look like with our easy-to-use home loan calculator!
This Home Buyer Guide provides you with helpful information to simplify the mortgage process and help you achieve your personal and financial goals. Click the image above to view the guide!
A Home Equity Line of Credit (HELOC) allows you to utilize the equity (value) of your home as collateral to receive a lower interest rate than a personal loan or credit card. This is a great option for financing larger purchases. Once you're approved for a HELOC, you can utilize the loan on your own time whenever and however you need it. Apply online today!
You've had your house for a bit and notice home loan rates are lowering - could it be time to refinance?
Tips to know when to Refinance:
Don't want a 30-year commitment? Check out our 15-year home loan option! We'll make the loan process easy so you can get to enjoying your new home.
You put a lot of thought into buying a house that you will be happy with for years to come. Our goal is to make sure you feel just as good with your mortgage decision, too. You can have the best of both worlds!
Are you looking to earn income from a rental property? Come see Canopy for your financing! We offer the following:
This type of loan is for land that is in its most natural state, completely undeveloped without electricity, roads, sewers, etc. Financing this sort of land can be a less expensive option because there are no pre-developed or zoned areas. However, this type of land cannot be zoned for commercial use.
This loan is a great fit if you’re looking to purchase a plot of land intended to build your dream or vacation home. This type of land must be zoned for residential use, and be used for the future sight of your primary or secondary residence.
*90% Loan to Value on 2nd position liens only and for qualified borrowers.
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