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loan rates

Consumer Loans, Collateralized and Unsecured 

Loan Type Rate / Annual Percentage Rate (APR)
Personal Loan  10.99% to 18.00% - apply now
VISA Classic 12.50% to 18.00% - apply now
VISA Rewards 9.90% to 18% - apply now
New or Used Vehicles 6.99% to 17.24% - apply now
Boats and RVs 8.49% to 17.49% - apply now
Snowmobiles, Personal Watercrafts, etc.  10.74% to 17.49% - apply now

OAC. Annual Percentage Rate,  may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. The lowest rate shown includes a 1/4% discount for automatic payment from your Canopy checking account and another 1/4% off for additional services. Discounts do not apply to personal loans or visas. Other rates and terms are available.


Fixed-Rate Home Loans

Fixed-rate term Interest rate Annual Percentage Rate (APR)
8-year fixed home loan  6.25% 6.611%
10-year fixed home loan 6.50% 6.799%
15-year fixed home loan 6.75% 6.966%
30-year fixed home loan call for rates call for rates


Loan Type Rate/Annual Percentage Rate (APR)
Home Equity Line-of-Credit call for rates
Owner Occupied (2nd position) call for rates
Non-Owner Occupied (1st position) call for rates
Undeveloped Land call for rates

Rates shown for the 8, 10 and 15 Year Fixed Mortgages assume a loan amount $180,000 with a 1% origination and document fee with financing 80% LTV. Rate includes a 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Rates shown are as low as and are determined by the borrower's creditworthiness.

Rates as of June 1, 2024

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