|Loan Type||Rate / Annual Percentage Rate (APR)|
|Personal Loan||10.99% to 18.00% - apply now|
|VISA Classic||12.50% to 18.00% - apply now|
|VISA Rewards||9.90% to 18% - apply now|
|New or Used Vehicles||7.24% to 17.99% - apply now|
|Boats and RVs||8.49% to 17.99% - apply now|
|Snowmobiles, Personal Watercrafts, etc.||10.74% to 17.99% - apply now|
OAC. Annual Percentage Rate, may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. The lowest rate shown includes a 1/4% discount for automatic payment from your Canopy checking account and another 1/4% off for additional services. Discounts do not apply to personal loans or visas. Other rates and terms are available.
|Fixed-rate term||Interest rate||Annual Percentage Rate (APR)|
|8-year fixed home loan||6.50%||6.851%|
|10-year fixed home loan||6.75%||7.039%|
|15-year fixed home loan||7.00%||7.207%|
|30-year fixed home loan||call for rates||call for rates|
|Loan Type||Rate/Annual Percentage Rate (APR)|
|Home Equity Line-of-Credit||call for rates|
|Owner Occupied (2nd position)||call for rates|
|Non-Owner Occupied (1st position)||call for rates|
|Undeveloped Land||call for rates|
Rates shown for the 8, 10 and 15 Year Fixed Mortgages assume a loan amount $180,000 with a 1% origination and document fee with financing 80% LTV. Rate includes a 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Rates shown are as low as and are determined by the borrower's creditworthiness.
Rates as of October 12, 2023
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