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We're offering a 1-day-only personal loan special with rates as low as 5.99% APR on Thursday, October 21! Learn more today.

loan rates

Consumer Loans, Collateralized and Unsecured 

Loan Type Rate / Annual Percentage Rate (APR)
Personal Loan  7.99%to 18% - apply now
VISA Classic 7.25% to 18% - apply now
VISA Rewards 9.90% to 18% - apply now
New or Used Vehicles 2.24% to 18% - apply now
Boats and RVs 3.49% to 18% - apply now
Snowmobiles, Personal Watercrafts, etc.  5.74% to 18% - apply now

OAC. Annual Percentage Rate,  may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. The lowest rate shown includes 1/4% discount for automatic payment from your Canopy savings or checking account and another 1/4% off for additional services. Discounts do not apply to personal loans or visas. Other rates and terms are available.


Fixed-Rate Home Loans

Fixed-rate term Interest rate Annual Percentage Rate (APR)
8-year fixed home loan  2.25% 2.575%
10-year fixed home loan 2.50% 2.764%
15-year fixed home loan 2.75% 2.932%
30-year fixed home loan call for rates call for rates


Loan Type Rate/Annual Percentage Rate (APR)
Home Equity Line-of-Credit call for rates
Owner Occupied (2nd position) call for rates
Non-Owner Occupied (1st position) call for rates
Undeveloped Land call for rates

Rates shown for the 8, 10 and 15 Year Fixed Mortgages assume a loan amount $180,000 with a 1% origination and document fee with financing 80% LTV. Rate includes a 0.25% off for automatic payment and 0.25% off for additional services. Rates shown are as low as and are determined by the borrower's creditworthiness.

Rates as of September 13, 2021

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