Get more treats from your checking account! Explore easy accounts that pay you cash back or high-dividends.

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grow your savings

earn 4.59% APY* with an 18-month term share

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grow your money

Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

Start getting cash back! 

open a free checking account

grow your confidence

Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

Strengthen your financial situation!

meet with a financial coach

there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

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what people are saying about us

"Absolutely love my credit union. I've gotten two car loans from them and wouldn't go anywhere else." - Desiree B.

"Coming from someone who’s struggled with credit and loans in the past, Canopy made the whole process stress free and exciting. Would recommend them to everyone!" - Katie S.

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applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

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01 - Apply online, in person or over the phone.

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02 - One of our loan officers will connect with you and discuss your options.

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03 - Your loan officer will prep your loan to close.

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04 - Sign your loan documents in person or digitally and close your loan!

Love my credit union rewards

your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

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CDFI Certified US Department of Treasury

Canopy is proud to be a certified Community Development Financial Institution (CDFI) by the U.S. Department of Treasury since 2018. CDFIs are mission-driven organizations that focus on serving low-income and underserved communities. As a CDFI, we have access to federal grants that we use to reinvest in our local community. These funds help to support Canopy’s vision of growing a happier and healthier community through financial inclusion.

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Whoohoo! Canopy was named one of the 10 Top Innovative Businesses in the Inland Northwest by Trending Northwest Magazine. We're listed alongside Slate Dental, Rogue Heart Media and more. (We're the only financial institution that made the list!) Check it out and see the rest of the amazing business that made the list at the link in our bio! #business #trendingnorthwest #businesses #amazingbusiness #financialinstitution #inlandnorthwest #makethelist #spokanebusiness
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Happy #PrideMonth2023 from Canopy Credit Union! In June and beyond, Canopy recognizes the incredible impact LGBTQIA+ individuals have had on history locally, nationally, and internationally. We strive to offer opportunities for ALL of our community members to create wealth and a better life for themselves and their families. It is our commitment to build a more diverse and inclusive space of belonging. We realize everyone has different pasts, goals, passions and stories. This is what makes us all so beautifully unique. We want you to know your story matters here. We will continue taking steps to assure we are providing an equitable place to work and do business FOR EVERYONE!
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Canopy branches are closed today, May 29th, in honor of Memorial Day. Online & mobile banking are available 24/7 along with ATM access at any branch location. We look forward to seeing you during normal business hours tomorrow!
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Canopy rewards KASASA checking accounts have been UPGRADED! 😄 💚 Now you can earn up to 4.07%APY* on balances of up to $25,000 with a qualifying KASASA High-Dividend Rewards Checking account from Canopy Credit Union. 😲 That could mean an extra $84 in your pocket every month in extra rewards! Or you can get 4% cashback on up to $300 in debit card purchases with our Kasasa Cashback Rewards checking account. That's up to $12 in extra cash added to your account every month just by shopping for thing your normally buy! 💵 Plus get nationwide ATM fee refunds of up to $20 every month and a linked saver account to help build savings up automatically. Explore all of the rewarding checking account options at and start earning bonus cash today! *Annual Percentage Yield. Subject to qualifying factors being met during each qualification cycle. Canopy Credit Union is federally insured by the NCUA. #rewardschecking #persnalfinance #bankrewards #budgetbooster
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Ready for your summer ride? Explore 1000s of local inventory options with The Lot, Canopy's online car shopping tool >>> 🌞 #Spokane #CarShopping #SpokaneValley #SummerRide #CarLoans