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We're offering a 1-day-only personal loan special with rates as low as 5.99% APR on Thursday, October 21! Learn more today.

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Sign up for Inside Canopy emails to get first-access to member deals, meaningful tips, helpful tools and ways to improve your financial future.

grow your money

Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

Start getting cash back! 

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grow your confidence

Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

Strengthen your financial situation!

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there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

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great loan giveaway

Little did we know that the winners of our 2020 Great Loan Giveaway would be the exact people who needed it most. After losing his job due to COVID-19, Daniel and his wife, Jennilee had to take out new loans, including one on their already paid-off truck to make ends meet. We are so happy that the Great Loan Giveaway was able to make a true difference for their finances. Learn more about their story and how YOU can enter to win our 2021 Great Loan Giveaway!

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applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

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01 - Apply online, in person or over the phone.

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02 - One of our loan officers will connect with you and discuss your options.

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03 - Your loan officer will prep your loan to close.

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04 - Sign your loan documents in person or digitally and close your loan!

Love my credit union rewards

your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

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Did you know you can start a new membership for your little one(s) for as little as $5? Start planning for your kiddos' future with a Canopy Youth Savings account today! Members under 18 must have an adult joint on the account.
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We recently received this Google review raving about our Member Advocate, Chandy, and we just had to share! "Chandy is an absolute gangster. Helped to get us the loan that will propel my family and I to a much better spot financially." - Jake This review made our whole day, and having Chandy a part of our team has made every day an awesome day!
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Have you ever been turned away or felt forced to accept a high-rate loan because you have less than perfect credit? At Canopy Credit Union your story matters, not just your credit score. We have loan advocates that help guide you every step of the way. Every person has a different story and our lending program is built with that in mind. Learn more and become a member today!
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It's official, we are one of the Inland Northwest's best places to work! For the second consecutive year, our employees have voted us as one of the top employers in our area. What do they appreciate most about working at Canopy? Our mission to improve the financial health of our members, our passion for making a difference in our community, the value we place on their well-being, and that they get to have tons of fun at work. Thank you to our employees for making this the best credit union in Spokane, and one of the best places to work in the Inland Northwest! #canopycreditunion #bestplacetowork #ouremployeesrock
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Member Appreciation Month GIVEAWAY #2! We're giving away a $100 gift card to Mt. Spokane that you can use for their upcoming ski/snowboarding season! Here's how to enter: - Follow @canopycreditunion on Instagram - Tag a friend you want to hit up the mountain with! (1 comment = 1 entry) We will draw the winner tomorrow ( Oct. 12). Picture courtesy of Giveaway Update! Congrats to our winner…. @jblindauer ! You’ve won our Mt Spokane gift card! We’ll send you a DM soon so you can pick it up and hit the mountain. Thanks for participating everyone!