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Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

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Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

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there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

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what people are saying about us

"Absolutely love my credit union. I've gotten two car loans from them and wouldn't go anywhere else." - Desiree B.

"Coming from someone who’s struggled with credit and loans in the past, Canopy made the whole process stress free and exciting. Would recommend them to everyone!" - Katie S.

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applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

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01 - Apply online, in person or over the phone.

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02 - One of our loan officers will connect with you and discuss your options.

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03 - Your loan officer will prep your loan to close.

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04 - Sign your loan documents in person or digitally and close your loan!

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your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

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CDFI Certified US Department of Treasury

Canopy is proud to be a certified Community Development Financial Institution (CDFI) by the U.S. Department of Treasury since 2018. CDFIs are mission-driven organizations that focus on serving low-income and underserved communities. As a CDFI, we have access to federal grants that we use to reinvest in our local community. These funds help to support Canopy’s vision of growing a happier and healthier community through financial inclusion.

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The holidays is often a time of cheer, get-togethers, and gifts, fun. Unfortunately, however, it can also be a time when there's an uptick in scams seeking to take advantage of the increase in online shopping and donation activity. Here is a list of 15 common scams to be on the lookout for >>> canopycu.com/news/15-common-scams-and-how-to-avoid-them #commonscams #holidayscams #computerscams #shoppingscams #creditunionscare #fraudprevention #onlineshopping
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Never miss an important date! 2023 calendars are in at all of the branches, and they're free to members! Stop in to pickup your wall calendars or 12-month flip calendars this week! #freecalendars #canopyrocks #2023iscoming #2023calendars #freegifts #spokane #spokanewa #spokanevalley #holidayhelpers
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Congratulations to Joe, the winner of the most No Shave November votes (for the 2nd year in a row!!)! As the proud, bristly champion, Joe got to select a non-profit for us to donate to in his honor. He selected to have the $500 prize donated to Community Cancer Fund. Community Cancer Fund is dedicated to providing necessary resources to cancer patients, their families, and the Inland Northwest organizations that serve them. They work collaboratively to identify and fund gaps in services and local programs that benefit cancer patients and their families. You can learn more about them and how you can help at communitycancerfund.org. #canopycares #noshavenovember #spokanecommunity #inlandnorthwest #creditunionscare #canopyrocks #cancercare #beardchampion #spokaneliving
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Welcome to December 1st! It's the final month of the year, and there are a few things that you can do to help you ease your path into next year while possibly saving some money along the way. See the 8 steps on our blog at canopycu.com/news/8-steps-to-end-the-year-well #personalfinance #moneymanagement #endingtheyear #goodbye2022 #creditunionscare #spokanecreditunion #easternwashington
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Are you ready? The time has come for the FINAL ROUND of No Shave November Voting!  These Canopy teammates are vying for your votes one last time. Let us know who you think has the BEST facial hair in this final round.  Vote for Hunter, Rich, Joe, Matt, Cordean, Kurtis, or Spencer in the comments below! Tomorrow we'll tally up ALL the votes from this month and the staff member with the most votes will get to choose a non-profit organization Canopy Credit Union will support with a $500 donation! You can learn more about No-Shave November at www.movember.com #teamcanopy #noshavenovember #beardcontest #beardsofinstagram