Earning 6.17%APY* on your first $25k? That's worth switching to!

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6.17% APY on first 25,000 or 4% on first 50,000

your chance to earn over $3,500 a year

that’s an account worth switching to!

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grow your money

Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

Start getting cash back! 

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grow your confidence

Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

Strengthen your financial situation!

meet with a financial coach

there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

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what people are saying about us

"Absolutely love my credit union. I've gotten two car loans from them and wouldn't go anywhere else." - Desiree B.

"Coming from someone who’s struggled with credit and loans in the past, Canopy made the whole process stress free and exciting. Would recommend them to everyone!" - Katie S.

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applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

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01 - Apply online, in person or over the phone.

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02 - One of our loan officers will connect with you and discuss your options.

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03 - Your loan officer will prep your loan to close.

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04 - Sign your loan documents in person or digitally and close your loan!

Love my credit union rewards

your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

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CDFI Certified US Department of Treasury

Canopy is proud to be a certified Community Development Financial Institution (CDFI) by the U.S. Department of Treasury since 2018. CDFIs are mission-driven organizations that focus on serving low-income and underserved communities. As a CDFI, we have access to federal grants that we use to reinvest in our local community. These funds help to support Canopy’s vision of growing a happier and healthier community through financial inclusion.

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Introducing Alyssa in her exciting new position as Canopy’s Community Development Specialist! 🌟With an impressive five-year journey at Canopy, Alyssa shines as a financial coach and is dedicated to fostering connections with community partners. Already hitting the ground running, she led a workshop yesterday at Hope House, a women’s emergency shelter in downtown Spokane. 💚 Join us in welcoming Alyssa to this new role!
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Team Canopy spent Friday afternoon connecting with the Spokane Women’s Council of Realtors, and sharing about Canopy’s fantastic real estate products. 🏡 Want to learn more about manufactured home loans, land loans, home equity loans, or home equity lines of credit? Give us a call at 509.328.2900!
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Congrats to the graduates of Canopy’s Link to Leadership program! 🎉 In its third year, the program empowers staff to grow on their leadership journey. 💚 This cohort spent nine months exploring leadership strategies, which culminated in presenting innovative projects to Canopy’s management team. Canopy is lucky to have so many amazing leaders on its team!
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Canopy Credit Union is committed to growing a happier and healthier community through financial inclusion. 💚 Every day, our team listens to the story of each person who walks through our doors. At Canopy, you are more than a number. Here, you grow! 🌱
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Heads up! Canopy’s branches will be closed Monday (5/27) in honor of Memorial Day. However, many Canopy services are available 24/7 through ATMs, our mobile app and online banking at canopycu.com. We look forward to seeing you again after the long weekend!