stay connected

Sign up for Inside Canopy emails to get first-access to member deals, meaningful tips, helpful tools and ways to improve your financial future.

grow your money

Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

Start getting cash back! 

open a free checking account

grow your confidence

Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

Strengthen your financial situation!

meet with a financial coach

there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

calculate your payment
canopy cu members enjoying coffee together

what people are saying about us

"Absolutely love my credit union. I've gotten two car loans from them and wouldn't go anywhere else." - Desiree B.

"Coming from someone who’s struggled with credit and loans in the past, Canopy made the whole process stress free and exciting. Would recommend them to everyone!" - Katie S.

Leave us a review

applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

Apply Online Icon

01 - Apply online, in person or over the phone.

Contact Us Icon

02 - One of our loan officers will connect with you and discuss your options.

Loan Icon

03 - Your loan officer will prep your loan to close.

Signature Icon

04 - Sign your loan documents in person or digitally and close your loan!

Love my credit union rewards

your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

Redeem your deals
CDFI Certified US Department of Treasury

Canopy is proud to be a certified Community Development Financial Institution (CDFI) by the U.S. Department of Treasury since 2018. CDFIs are mission-driven organizations that focus on serving low-income and underserved communities. As a CDFI, we have access to federal grants that we use to reinvest in our local community. These funds help to support Canopy’s vision of growing a happier and healthier community through financial inclusion.

our instagram


Instagram Image 0
Local credit unions, including Canopy Credit Union, have joined together to create a unique solution to the low-income housing shortage in our community. “We stepped up to address the problems that have been continuing to build on themselves, and of course we all understand the affordability has become really paramount to us being able to have affordable housing,” said Charlotte Nemec, president and CEO of Spokane Canopy Credit Union. Learn more here >> #spokane #spokanewa #spokanewashington #spokanevalley #spokanedoesntsuck #spokanerocks #canopycares #creditunionsrock #creditunionscare #spokaneliving #affordablehousing #housingsolutions
Instagram Image 1
The #HappinessHappens train is one that gives and receives! While Team Canopy was passing out grocery store gift cards to random shoppers, an awesome community member decided to return the favor and bought us some thirst-quenching drinks. It was a welcome relief from the heat and a reminder of what an amazing community we get to be a part of. Stay tuned, as more #RandomActsOfHappiness are happening all month long! 💚😊 #Spokane #EasternWashington #SpokaneValley #SpokaneDoesntSuck #SpokaneLiving #CanopyRocks #spokanecommunity
Instagram Image 2
When Julie talks about her experience with Canopy Credit Union she enthusiastically explains how we tailored our service to her specific needs. "I was being personalized for what my needs were--not what my credit score was," she told us. We help people like Julie consolidate their debt, build up their credit scores, and map out their financial future every day. If you're feeling overwhelmed, embarrassed, or unsure of what your next financial steps could be, stop into your local Canopy branch, give us a call, or reach out to us online at today. We'd love to be a part of your story. #personalfinance #financialhelp #canopycares #creditunionsrock #spokanewa #spokanevalley #spokane #creditunionsdoitbetter #teamcanopy
Instagram Image 3
Meet the new manager of our Spokane Valley branch location, Jennifer Hartman! After 10 years working in a call center, Jennifer is excited to be working with members face-to-face and building those special Canopy relationships. Jennifer is a self-proclaimed "plant lady" who loves all things plants, as well as spending time outdoors kayaking and doing things with family. Welcome aboard Jennifer! #spokanevalley #EasternWashington #TeamCanopy #CreditUnionsDoItBetter
Instagram Image 4
#HappinessHappens is underway! Team Canopy is randomly passing out grocery store gift cards to community members to spread a little joy and ease tight food budgets. Remember: happiness is contagious. #PassItOn #spokanewa #easternwa #spokanedoesntsuck #creditunionsrock #canopycares #canopyrocks #teamcanopy #spokanevalley #happinessiscontagious #wholesomegram #igsmiles