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Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

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grow your confidence

Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

Strengthen your financial situation!

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there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

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what people are saying about us

"Absolutely love my credit union. I've gotten two car loans from them and wouldn't go anywhere else." - Desiree B.

"Coming from someone who’s struggled with credit and loans in the past, Canopy made the whole process stress free and exciting. Would recommend them to everyone!" - Katie S.

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applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

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01 - Apply online, in person or over the phone.

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02 - One of our loan officers will connect with you and discuss your options.

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03 - Your loan officer will prep your loan to close.

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04 - Sign your loan documents in person or digitally and close your loan!

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your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

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CDFI Certified US Department of Treasury

Canopy is proud to be a certified Community Development Financial Institution (CDFI) by the U.S. Department of Treasury since 2018. CDFIs are mission-driven organizations that focus on serving low-income and underserved communities. As a CDFI, we have access to federal grants that we use to reinvest in our local community. These funds help to support Canopy’s vision of growing a happier and healthier community through financial inclusion.

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Happy February Canopy family! We'll be honoring #BlackHistoryMonth by featuring and celebrating local, black-owned businesses in our region. If there's a particular business you'd like to nominate for us to highlight, let us know! #blackowned #spokane #spokanevalley #spokanecommunity #spokanedoesntsuck #spokanewa #spokanewashington #easternwashington
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Something NEW and exciting is coming to our North Branch location! Get ready to simmer in the aroma of freshly brewed coffee, nibble on a delectable pastry from @beanandpie, all while enjoying the friendly and welcome atmosphere you've grown accustomed to from Canopy. New Love Coffee (@newlovecoffee_) is getting ready to serve you and join your conversations with a cup of freshly brewed joy! Opening soon at 1212 W Francis Ave 💙 Stay tuned for the grand opening announcement! #coffee #spokanecafe #spokanerestaurants #spokanecoffee #newlovecoffee #canopyrocks #northspokane #teamcanopy #spokaneeats #spokanecommunity
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Reminder: taking advantage of special member savings on tax solutions and makes filing a breeze >>> #taxseason #taxfiling #creditunionrewards #canopycares #membershiphasitsbenefits #credituniondeals #lovemycreditunion #turbotax #h&rblock
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Cold weather got you dreaming of a sunny vacation? Maybe it's time to set a short-term goal! Short term goals are often achieved in 3-12 months. Examples include starting a budget, building an emergency fund, or saving for a big trip. Telling a friend helps keep you accountable. Learn more about #moneygoals and all things #personalfinance with the free Zogo app! Download today with code 'CANOPY' and start earning REAL rewards while you learn useful financial information. #goals #financialliteracy #canopycares #creditunionsrock
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Are you feeling trapped by an old car loan? You don't don't have to be stuck with a loan you hate! Find out how much you could save by refinancing the loan with Canopy at #spokane #spokanewa #spokanevalley #carloans #canopycreditunion #easternwashington #carshopping #saveondebt #carrefinance #creditunionsrock