Earning 6.17%APY* on your first $25k? That's worth switching to!

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6.17% APY on first 25,000 or 4% on first 50,000

your chance to earn over $3,500 a year

that’s an account worth switching to!

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grow your money

Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

Start getting cash back! 

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grow your confidence

Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

Strengthen your financial situation!

meet with a financial coach

there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

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what people are saying about us

"Absolutely love my credit union. I've gotten two car loans from them and wouldn't go anywhere else." - Desiree B.

"Coming from someone who’s struggled with credit and loans in the past, Canopy made the whole process stress free and exciting. Would recommend them to everyone!" - Katie S.

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applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

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01 - Apply online, in person or over the phone.

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02 - One of our loan officers will connect with you and discuss your options.

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03 - Your loan officer will prep your loan to close.

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04 - Sign your loan documents in person or digitally and close your loan!

Love my credit union rewards

your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

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CDFI Certified US Department of Treasury

Canopy is proud to be a certified Community Development Financial Institution (CDFI) by the U.S. Department of Treasury since 2018. CDFIs are mission-driven organizations that focus on serving low-income and underserved communities. As a CDFI, we have access to federal grants that we use to reinvest in our local community. These funds help to support Canopy’s vision of growing a happier and healthier community through financial inclusion.

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Keep those donations for Mardi Bras coming! Each of Canopy’s branches have bins ready to accept donations of bras, underwear, tampons, pads, deodorant, razors, toothbrushes, toothpaste and more! Make sure to drop off your donations by Thursday, February 28. 💚💜 To give a monetary donation, check out the link in our bio! #giveback #spokanewa #teamcanopy #mardibras2024
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Sometimes, life can throw you curveballs. 😧 Having an emergency fund built up can help you be prepared for whatever the future may bring. 💰 However, if you find yourself stuck in a cycle of living paycheck-to-paycheck, an emergency fund or any kind of savings may not feel possible. Check out our blog (link in bio) to learn five approaches to start saving when living paycheck-to-paycheck. #FinancialWellness #TeamCanopy #EmergencyFund #BreakingCycles
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In honor of Presidents’ Day, Canopy Credit Union branches are closed today. You can still access many of our services via online banking and the Canopy mobile app, as well and through ATMs. See you on Tuesday!
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Why do you save? Over the next few weeks, Canopy is focusing on the importance of saving! Maybe you save to work toward your dream of owning a home by a lake. Or, you want to be in a healthier financial position by building an emergency fund. Leave a comment below on what goals you are saving towards. ⬇️💚
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Happy Valentine’s Day from Canopy Credit Union! We LOVE our members and community 💚 #valentinesday2024 #spokane #spokanevalley #canopyrocks