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Tired of paying fees for having a checking or savings account? Our free rewards checking accounts reimburse ATM fees and pay you cash back. 

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Do you feel stuck or stressed when thinking about your financial situation? Our financial coaches can give you the support and guidance you need to understand your money and make it work for you.

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there's a better way

At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

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what people are saying about us

"Absolutely love my credit union. I've gotten two car loans from them and wouldn't go anywhere else." - Desiree B.

"Coming from someone who’s struggled with credit and loans in the past, Canopy made the whole process stress free and exciting. Would recommend them to everyone!" - Katie S.

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applying for a loan at canopy is fast and easy!

Have you ever been frustrated when you’ve applied for a loan? Our simple, hassle free process will ensure you get the loan you need when you need it. Your loan officer will communicate with you consistently so you know exactly what is happening with your application at every step of the way.

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01 - Apply online, in person or over the phone.

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02 - One of our loan officers will connect with you and discuss your options.

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03 - Your loan officer will prep your loan to close.

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04 - Sign your loan documents in person or digitally and close your loan!

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your member deals

You have access to member-exclusive deals through Love My Credit Union Rewards! Save on home security services, insurance, cell networks, taxes and more!

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You deserve to live your summer to the fullest! With a new boat loan, you'll never want to leave the water. Get pre-approved today! We have rates as low as 3.49% for qualified borrowers >>> #spokaneboatshow #boatloans #boating #boatclub #summerboating #summergoals #spokanesummer #easternwa
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Look who has an office buddy! The daycare for Katrina's little one had to temporarily shut down, so our Digital Member Experience Director is bringing her into the office in the meantime. We're so lucky to work for a credit union that supports flexibility like this for our staff and their families! #canopyteam #bestemployer #creditunionsrock #canopyrocks #wecare #canopycares #worklifebalance
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Beginnings can be tough. Kate Taylor, one of our patient and helpful lending advocates, recently secured auto loans for both children of a member. This member knew that most other financial institutions were likely to reject their applications because of their absence of a credit history. But Kate let them know at Canopy, your credit score doesn't tell the whole story. It isn't used to define you. While credit scores help us determine the interest rate on your loan, we consider so many other factors in the process. In the end, Kate not only secured the auto loans for this member's children, but was also able to consolidate the member's high interest debt into a lower interest personal loan with us. Whether you have a colorful credit history, or no credit history at all, our specialists would love to help you reach your goals. 💚 Learn more at #canopycreditunion #canopyiscool #spokanewashington #easternwashington #autoloans #spokanewa #spokanedoesntsuck #creditscores #spokanevalley #canopycares
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Need help this tax season? Canopy members get special member savings and expert help with TurboTax and H&R Block. 👉🏽 #taxseason #taxtime #helpisonthwway #creditunions #creditunionrewards
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January 14th is Dress Up Your Pet Day! 🐱🐶🐹 We love seeing pics of our dapper furry friends! #instagramdogs #dogsofinstagram #dressupyourpetday #stylishdoggy #pupperlove