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Why choose Canopy?

You won't find any big bank energy here.

At Canopy Credit Union, our goal is never to be the biggest, but to be the best.

We genuinely care about your success and will work with you to grow your financial confidence no matter what your situation is.

We strive to offer the best products & services in town - whether it be rewarding checking accounts or low-rate loans.

When you join Canopy Credit Union, you’re more than just another number on the books; your story matters here. 

Join our Canopy family.

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Canopy Credit Union membership eligibility

Joining Canopy Credit Union is an easy process.

If you live, work, worship, are a member of a partner association*, or attend school in Spokane County, Pend Oreille County, or Stevens County, Washington, you are eligible for Canopy Credit Union membership.

Simply follow three quick steps:

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01. Apply online or stop in and see us at any of our locations to get your membership started!

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02. Make the switch to Canopy Credit Union! Start by switching your direct deposit and automatic payments to your new account and closing out your old account.

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03. Contact us if you have any questions along the way! Our Member Advocate team is always available to answer questions, address your concerns, or provide guidance in making the switch!

credit unions offer a number of advantages over a traditional bank.

At Canopy Credit Union, you're not treated differently depending on the size of your bank account, your age, or your credit history. Every member has an equal share, vote, and say. Every member is a part-owner and shareholder of our credit union simply by having a savings account. Credit unions are member-focused and community-minded. Even better, credit union members receive added discounts, deals, and benefits for just being a member!

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"Canopy Credit Union gave me a good start on a car loan when my credit was not that perfect. Since then, I have gotten a few more car loans and other personal loans and have had no problems. Thank you for not being like other banks that charge for everything! I love Canopy!"

-Samantha, member since 2006

*Partner association options are listed in the member application.

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