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SCAM ALERT: Fraudsters are impersonating Canopy Fraud Department! NEVER provide confidential banking information via phone, email or text!

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cashback checking accounts

Checking that rewards you with cash.

Choose from our rewarding checking accounts!

 

 Kasasa Cash Back® Rewards Checking

  • Earn 4.00% cash back monthly on up to $300 in qualifying debit and Canopy credit card purchases
    • That's up to $12 cash back each month, which is $144 each year!
  • No category restrictions on purchases
  • Link to Saver Account to build savings automatically at 3.30% APY* on your first $50,000
  • Refunds up to $20 monthly on ATM fees, nationwide
  • No minimum balance required

apply online

 Kasasa Cash® High-Dividend Checking

  • Earn 2.02% APY* on balances up to $25,000
  • Earn 6.17% APY* on balances up to $25,000 with additional qualifications (see below)
  • 0.50% APY* on balances over $25,000
  • 0.01% APY* even if you don't qualify
  • Link to  Saver Account to build savings automatically at 3.30% APY* on your first $50,000
  • Refunds up to $20 monthly on ATM fees, nationwide
  • No minimum balance required

want more cash? signup today!

 

​Qualifying for your Kasasa checking rewards is as easy as:

  • Enroll in eStatements
  • Make a monthly combined total of at least 12 qualifying debit and Canopy credit card purchases
Additional qualifications for upgrade to 6.17% APY* on High-Dividend Cash account:
  • Have a monthly recurring direct deposit or transfer from an outside institution
  • Make a monthly combined total of at least 20 qualifying debit and Canopy credit card purchases

That's as easy as gas, groceries, and coffee each month! And if you don't qualify this month, don't worry – you can get right back to earning your rewards the very next month. 

let's do this

We care about your success and will work with you to grow your financial confidence.

 

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We care about your success & financial health.

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Kasasa checking account features include:

  • Free Bill Pay
  • Real-time fraud security alerts
  • Dividends paid monthly
  • Electronic statements
  • Online check reorders
  • Option to activate automatic overdraft protection from your savings or Visa
  • Option to set up automatic transfers to loan or share accounts
  • Option to set up direct deposit of your paycheck(s)

It's time to start earning rewards with your checking account. 
 

Get more from your checking

Fraud protection services 

​We have a Fraud Monitoring Program that calls or texts you when a suspicious transaction occurs on your card. This system will sometimes temporarily restrict/block your card based on how high-risk the suspicious transaction was. You will receive an automated text or voice message that will ask you to validate the transaction(s) and provide you with a case number.

  • Canopy's Fraud Monitoring System will call from 877.253.8964 or text from shortcode 37268

What to do if your card is lost or stolen

  • If your card has been stolen or lost, please call 833.221.8684. 

  • If you wish to dispute charges, please call 833.221.8685. 

Canopy's system will never call you and ask/require your protected information!

Upload Your Canopy Card(s) to Digital Wallet

Interested in an easy way to make contactless payments with your Canopy card? We've partnered with Apple Pay, Google Pay, Samsung Pay, Garmin and Fitbit to give you access to this easy and safe way for you to make payments on the go. You can view the specific instructions for how to upload your Canopy cards to your preferred digital wallet system here.

Click to open account disclosures: *Kasasa Checking Fine Print

 

 

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