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cashback checking accounts

Free checking that rewards you with cash.

Choose from our rewarding checking accounts!


Kasasa Cashback Rewards Checking

  • Earn 4.00% cash back on up to $300 in debit card purchases monthly when your account qualifies

    • That's up to $12 cash back each month, which is $144 each year! 

  • Refunds of up to $20 monthly on ATM fees, nationwide

  • No category restrictions on purchases

  • Link to free Saver Account to build savings automatically

  • No minimum balance required

apply online

Kasasa High-Dividend Cash Checking Account

  • 2.02%APY on qualifying balances up to $25,000

  • 4.07%APY on qualifying balances up to $25,000 with an active loan or reoccuring direct deposit

  • 0.05%APY on balances over $25,000

  • 0.01%APY even if you don't qualify

  • Link to free Saver Account to build savings automatically

  • Refunds up to $20 monthly on ATM fees, nationwide 

  • No monthly service fees or minimum balance required

want more cash? signup today!


Kasasa Tunes Checking Account

  • Initial refund up to $20 for iTunes, Amazon, or Google Play purchases at signup

  • Refunds up to $10 every month for iTunes, Amazon or Google Play purchases

  • Refunds up to $20 monthly on ATM fees, nationwide 

  • No monthly service fees or minimum balance required  

itunes icon      amazon google play

sign up for free music every month

Kasasa Checking account features include:

  • Free Bill Pay

  • Real-time fraud security alerts

  • Dividends paid monthly (with minimum balance requirement)

  • Electronic statements

  • Online check reorders

  • Option to activate automatic overdraft protection from your savings, pre-approved Line of Credit, or Visa

  • Option to set up automatic transfers to loan or share accounts

  • Option to set up direct deposit of your paycheck(s)





​Qualifying for your Kasasa checking rewards is as easy as:

  • Enroll in eStatements

  • Have 12 or more debit card purchases post and settle every month

  • Additional qualification for upgrade to 4.07%APY* instead of 2.02%APY* on High-Dividend Cash account: an active Canopy loan or at least one direct deposit post and settle each month

That's as easy as gas, groceries, and coffee each month! And if you don't qualify, don't worry. Your account is still free. Plus, you can get right back to earning your rewards the very next month. 

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We care about your success and will work with you to grow your financial confidence.

We care about your success & financial health.

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It's time to start earning rewards with your checking account. 

Get more from your checking

Fraud protection services 

​We have a Fraud Monitoring Program that calls or texts you when a suspicious transaction occurs on your card. This system will sometimes temporarily restrict/block your card based on how high-risk the suspicious transaction was. You will receive an automated text or voice message that will ask you to validate the transaction(s) and provide you with a case number.

  • Canopy's Fraud Monitoring System will call from 877.253.8964 or text from shortcode 37268

What to do if your card is lost or stolen

  • If your card has been stolen or lost, please call 833.221.8684. 

  • If you wish to dispute charges, please call 833.221.8685. 

Canopy's system will never call you and ask/require your protected information!

Upload Your Canopy Card(s) to Digital Wallet

Interested in an easy way to make contactless payments with your Canopy card? We've partnered with Apple Pay, Google Pay, Samsung Pay, Garmin and Fitbit to give you access to this easy and safe way for you to make payments on the go. You can view the specific instructions for how to upload your Canopy cards to your preferred digital wallet system here.

Click to open account disclosures: *Kasasa Checking Fine Print


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