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debt protection

Nobody likes to think about it, but we all know it's true.

In the case of an unexpected job loss, death, or disability, Debt Protection can help by canceling all or part of your loan payment or balance, should a life event like these occur. With flexible program options and pricing, you can protect yourself against the unexpected.

We offer MEMBERS CHOICE Debt Protection. You don't have to enroll, but it's here if you want to. The coverage is good for a full year, or $12,000. MEMBERS CHOICE Debt Protection also pays off your outstanding loan balance - up to $100,000 - in the event of your death. And some packages include six months or $6,000 of protection against involuntary unemployment.

The program is optional, of course, and it can cover your consumer loans, credit cards, and home equity loans. To sign up, give your loan representative a call or reach us at (509) 328-2900.

Protection matters... We are here to help!

In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.

  • Life
  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Loss of Life of a Dependent
  • Disability
  • Involuntary Unemployment

To begin, please click the link below to fill out a claim form:


If you prefer, call 800.621.6323 to begin the process and a TruStage claims specialist will guide you through the process.

*This is a summary of the Debt Protection program. Enrollment in the plan is optional. MEMBERS CHOICE Debt Protection is a debt cancellation product available through Canopy Credit Union. Please contact your credit union loan representative or refer to the member agreement for additional information on benefit maximums, eligibility and limitations.

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