Earning 6.17%APY* on your first $25k? That's worth switching to!

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savings accounts

No matter what you're saving for, we've got an account that fits your life.

Kasasa Saver Account

Call to open this account! 

Make saving effortless with Saver Account - a free account that links to your Cash or Cash Back checking account. 

  • 4.07%APY* on balances up to $50,000
  • 1.00%APY on balances over $50,000
  • 0.01%APY even if you don't qualify

*APY = Annual Percentage Yield. APYs accurate as of 12/01/23. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Federally insured by NCUA. 

Kasasa Cash Account

START SAVING

Our Cash Account is one of our free checking accounts. Many people utilize this as a savings account because it earns a high APY.

  • 2.02%APY on qualifying balances up to $25,000

  • 6.17%APY on qualifying balances up to $25,000 with a reoccuring direct deposit or transfer from an outside institution and 20 debit card purchases

  • 0.50%APY on balances over $25,000

  • 0.01%APY even if you don't qualify

  • Link to free Saver Account to build savings automatically

  • Refunds up to $20 monthly on ATM fees, nationwide 

  • No monthly service fees or minimum balance required

*APY = Annual Percentage Yield. APYs accurate as of 12/01/23. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Federally insured by NCUA. 

 

Summer Club Savings

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This is a savings account for all of your summer expenses! Set a monthly amount you'd like to automatically transfer to your Summer Club Account and on June 1st, your accumulated total will transfer into your Canopy savings account ready for your summer vacations, projects, back-to-school shopping or...whatever you'd like! 

  • Earn 1.51% APY*
  • Deposit between $5 - $500 monthly through automatic payments 
  • Open your account with any amount up to $500
  • Money is deposited into your savings account on June 1st ... just in time to enjoy your summer

Saving with the Summer Club Account is simple! Apply online, visit one of our branches or give us a call at 509.328.2900 and we'll set you up! 

*APY= Annual Percentage Yield. Rates subject to change. $5.00 minimum monthly direct deposit required - sorry, deposits can't be made online, in-person or over the phone. If you withdraw funds from your Summer Club Account before the June 1st transfer date, dividends earned to date will be forfeited.

Holiday Club Savings

Apply now

This is a savings account for all of your holiday expenses! Set a monthly dollar amount you'd like to save in your Holiday Club Account and on November 1st, your accumulated total will transfer into your Canopy savings account ready for holiday shopping, vacations or...whatever you'd like!

  • Earn 2.02% APY*
  • Deposit between $5 - $500 monthly through automatic payments 
  • Open your account with any amount up to $500
  • Money is deposited into your savings account on November 1st ... just in time for the holidays

Saving with the Holiday Club Account is simple! Apply online, visit one of our branches or give us a call at 509.328.2900 and we'll set you up! 

*APY= Annual Percentage Yield. Rates subject to change. $5.00 minimum monthly direct deposit required - sorry, deposits can't be made online, in-person or over the phone. If you withdraw funds from your Holiday Club Account before the November 1st transfer date, dividends earned to date will be forfeited.

 

Term Share Accounts 

apply now View our rates

Opening a Term Account simply means you leave your money with us for a set amount of time in order to earn higher dividends. Because this account is based on time, withdrawals before the term is over will result in a fee. A minimum of $500 is required to open this account.

Available Term Shares (in months): 3, 6, 12, 18, 24, 36

We compute your dividends every day and pay them monthly. 

Bump rate feature: If you notice dividend rates are increasing after you open a 12 month or longer Term Share, you can bump your dividend rate up one time during the term.

Share II Account

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This is your “Share” or savings account. Every member gets one of these as part of their membership! We require a $5 deposit in order to open your account.

We compute your dividends every day and pay them monthly. 

 

 

 

Rates current as of December 1st, 2023.

 

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