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payday alternative loans

What is a Payday Alternative Loan?

Payday Alternative Loans allow existing credit union members to borrow small amounts of money at a lower cost than payday loans and repay the loan over a longer period.

Payday lenders in Washington can charge up to 390% interest on a payday loan (insert jaw drop). Our Payday Alternative Loan is a MUCH more affordable option!

The best part? We don’t pull your credit for this loan.

Payday Alternative Loan details:

  • 28% APR* fixed
  • ​1-6 month loan term**
  • Borrow up to $1,000
     

A few things we’ll need for your application:

  • Member number - must be a member 30 days or longer to qualify
  • Proof of employment or income
  • Proof of residency

Get out of the payday loan cycle with a better alternative!

Fill out our interest form and a member advocate will reach out to you shortly.

interest form

interest form

*APR=Annual Percentage Rate
**The maximum monthly payment for a $1000.00 loan for six months would be $184.00. There is a $20 application fee.

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