We have some of the best Visa Credit Cards in Spokane! Both of our Canopy Credit Cards have low rates, no annual fee and real-time fraud security alerts! The main differences are the rates and rewards.
This is our rewards Visa Credit Card! With this card you can earn epic rewards with every purchase. Check out this credit card's benefits:
Earn 1% cashback on qualifying purchases
Transfer your credit card balance to our uChoose Rewards Credit Card and earn more!
Are you carrying a balance on a high-interest credit card at another financial institution? When you open a Visa uChoose Rewards Credit Card at Canopy, we'll give you DOUBLE THE POINTS on the amount you transfer.
*Annual Percentage Rate may vary based on approved credit. Non-variable rates range from 9.90% APR to 18% APR.
This is our classic credit card. It has a lower APR than our rewards card and is a great fit if you're looking to keep it simple and build credit. Check out this credit card's benefits:
*Annual Percentage Rate may vary based on approved credit. Variable rates range from 12.50% APR to 18.00% APR.
Once you sign up, you’ll have access to the following complimentary benefits.
Learn more about this benefit and confirm your eligibility today!
Benefits available for both Visa Classic and uChoose Rewards.
We have a Fraud Monitoring Program that calls or texts you when a suspicious transaction occurs on your card. This system will sometimes temporarily restrict/block your card based on how high-risk the suspicious transaction was. You will receive an automated text or voice message that will ask you to validate the transaction(s) and provide you with a case number.
Canopy's Fraud Monitoring System will call from 877.253.8964 or text from shortcode 37268
What to do if your card is lost or stolen
If your card has been stolen or lost, please call 833.221.8684.
If you wish to dispute charges, please call 833.221.8685.
Canopy's system will never call you and ask/require your protected information!
Interested in an easy way to make contactless payments with your Canopy card? We've partnered with Apple Pay, Google Pay, Samsung Pay, Garmin and Fitbit to give you access to this easy and safe way for you to make payments on the go. You can view the specific instructions for how to upload your Canopy cards to your preferred digital wallet system here.
No one can prevent all identity theft.
¹Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.
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Let us help connect you with your community.