Earn High Dividends up to 6.17% APY*You can earn high dividends of up to 6.17% annual percentage yield on your Kasasa Cash® checking account. With a balance of up to $25,000, you can grow your funds with up to $125 in monthly dividends!
Earn 6.17% APY* on balances up to $25,000: Easy Qualifications to Grow Your Funds at This Rate:
Earn 2.02% APY* on balances up to $25,000: Easy Qualifications to Grow Your Funds at This Rate:
Earn 0.50% APY* on any balances over $25,000 Earn 0.01% APY* even if you don't qualifyIf your balance is low for the month, your account will remain active without any penalties, maintenance fees, or risk of closure. You'll continue to earn the minimum yield on your total balance.
In addition, your Kasasa Cash checking account offers refunds up to $20 monthly on ATM fees, nationwide!
What if you have a bigger balance? You can earn up to 3.30% on your savings account if your balance is at a maximum of $50,000! That's up to $135 in dividends per month!
The Kasasa Saver® savings account links to your high-dividend checking account to build savings automatically.
Start Enjoying High-dividends Now!
Earn 0.50% APY* on any balances over $25,000 Earn 0.01% APY* even if you don't qualify*Annual Percentage Yield. APYs are accurate as of 1/1/2025. Rates may change after account opening. Kasasa Cash Checking: 6.17% APY or 2.02% APY on balances up to $25,000, 0.50% APY on balances above $25,000. Kasasa Saver Account: 3.30% APY on balances up to $50,000, 1.00% APY on balances above $50,000. 0.01% APY if qualifications are not met. Subject to qualifying factors being met during each qualification cycle. Fees may reduce earnings.
Click to open account disclosures: *Kasasa Checking Fine Print
High-dividend checking accounts give you higher APY, fewer fees, and more money working for you. The more you meet the required conditions and maintain the minimum account balance, the more you can grow your funds annually with dividends.
At Canopy Credit Union, membership means more than just high-yield accounts. You’ll gain access to exclusive benefits, including financial coaching, insurance services, and smart tools to help you make the most of your money.
Ready to make money work for you? Become a member today!
A high-dividend checking account combines the advantages of both savings and checking accounts. Unlike traditional checking accounts, savings accounts from credit unions earn dividends. However, unlike savings accounts, checking accounts have no withdrawal limits.
Your high-dividend checking account at a federal credit union like Canopy Credit Union is NCUA-insured like a bank. That means your money is automatically protected up to $250,000 per account, ensuring peace of mind no matter what the economy does.
The insured funds of high-dividend checking accounts are invested based on the account balance and APY. The accounts then receive the returns in the form of dividends.
Below is an at-a-glance table to help you understand how much dividends you earn by how much money you have in your high-yield checking account:
Our high-dividend checking account has a debit card as well as an ATM card for online banking, business transactions, loan payments, and more.
Our high-dividend checking account in the form of Kasasa Cash® checking account has the following benefits:
Explore our other checking account options that reward you with cash with Cashback Checking Accounts.
With a high-dividend checking account at Canopy Credit Union, you can access your money anytime without withdrawal restrictions. There are no penalties for this account, simply growth. Keep a minimum balance to qualify for the highest APY and maximize your dividend rate at the end of the year.
The main difference is who offers the high-yield checking account. As for-profit institutions, banks offer high-interest checking accounts, where returns are paid as interest while profits go to shareholders. In contrast, credit unions like Canopy CU are member-owned, not-for-profit organizations, meaning earnings are returned to members in the form of dividends through their high-dividend checking accounts.
High-dividend checking accounts give you higher APY, fewer fees, and more money working for you. The more you meet the required conditions and maintain the minimum account balance, the more you can grow your funds annually with dividends.
At Canopy Credit Union, membership means more than just high-yield accounts. You’ll gain access to premium benefits, including financial coaching, insurance services, and smart banking tools to help you make the most of your money.
Ready to make money work for you? Become a member today!
More than just your credit union, we're part of your community.
Let us help connect you with your community.
