Earning 6.17%APY* on your first $25k? That's worth switching to!

learn more »
Chat With Us

5 Tips for Stress Free Summer Shopping

May 20, 2024 • Education

The sun is shining, the days are longer, and the beaches, cookouts, day trips, and vacations are calling. That means it’s probably time to think about how to shop for your summer necessities without blowing the budget. New swimsuits, hiking and camping gear, summer camps for the kids, and family vacations all come at a price. So, thoughtful planning and shopping with intention can help you both save money and reduce financial stress.

Summer means many retailers will be offering attractive discounts on tons of products. By understanding seasonal sales patterns, researching, planning your purchases, and capitalizing on summer promotions, you can maximize your savings while minimizing headaches.

Research, Plan, and Set Your Budget

Diving into shopping mode without proper planning can lead to impulsive and expensive overspending. Take the time to create a shopping list and set a budget. Take advantage of online coupons, promo codes, and free shipping offers. Websites dedicated to aggregating discounts and deals can serve as valuable resources for finding the best online bargains. But be sure to check reviews and verify the seller to be safe.

Leverage Cash-Back and Rewards Programs

Lots of credit cards and loyalty programs provide opportunities to earn points, cash back, or discounts on purchases. Taking advantage of these options when you shop or pay bills can offer savings and discounts on huge variety of possible rewards.

Shop Off-Season for Discounts on Summer Fashions

Keep your eyes open for off-season or clearance sales if you’re looking to update your summer wardrobe. Thrift stores and consignment shops are often chock full of funky, trendy, unique and often heavily discounted items that will keep your budget looking as sharp as you do.

Bring Home the Savings

Looking to improve or upgrade your home or make the back yard a little more summer fun friendly? Summer’s the season for sales when it comes to gardening supplies, patio décor, and outdoor entertainment items. Look for great deals on gently used items like outdoor grills and patio furniture at yard sales, swap meets, and in online forums like Facebook Marketplace and eBay too.

Be Strategic, Not Impulsive

Take the time to understand seasonal sales cycles to help you find savings. One way to keep on track with your strategy is to opt-out of the constant barrage of retail emails and texts that my lead you to make an impulse purchase before you have really had time to consider it. Take your time and be deliberate. Make a plan, set your budget, research your options, and head into summer with confidence.

  • Share:

stay connected

More than just your credit union, we're part of your community.
Let us help connect you with your community.